When it comes to philanthropic giving, one study says New Englanders are frostier than the region’s winters, but Concordians buck the trend and, in fact, are more charitable than most.

The Chronicle of Philanthropy's recently release  "How America Gives" study reported that Concord residents, with a median discretionary income of $190,726, had a median contribution $13,170, or 6.9 percent of their income, to charity in 2008, the tax year for which data was collected.

With that level of generosity, the 01742 zipcode ranks 63rd of 28,725 communities accounted for in the pub's interactive giving map. Meanwhile, New England was cast as the country’s stingiest region.

According to the study, in three New England states, the household gives less than 3 percent of its discretionary income to charities, while in Utah and Mississippi, the typical household gives more than 7 percent.

Yep. Looks bad for the Commonwealth. But, according to the same math, Concord can’t be considered Scrooge-like.

By way of comparison, the county, state, and country's median contribution was 3.4 percent, 2.8 percent and 4.7 percent, respectively.

Want to get more local, maybe a little more apples to apples? The detailed data is searchable by zip code.

In Sudbury, for instance, the median contribution of $4,361 was set against a median discretionary income of $176,047 for a percentage of income given of 2.5 percent. And in Lexington, the town’s two zipcodes average a median contribution of $5,162 against a median discretionary income of $129,946 for a percentage of income given of slightly less than 4 percent. And in Lincoln, where the median discretionary income was $208,509 and the median contributions were $8,822, the percentage of income given was 4.2 percent.

The Chronicle of Philanthropy study is based on pre-2008 tax returns for people earning $50,000 or more. The pub’s rankings show the percentage of their income that households donated from the money they had left after paying their taxes and covering housing, food, and other essential expenses.

While The Chronicle used averages to compare towns, readers may also search by income bracket. The study shows that those making the least money in Woburn donated the largest percentage of their income. The tax returns reporting median discretionary income of $50,000 to $99,999 in Woburn gave an average of 4.2 percent, or $1,224.